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Old House Elements Worth Saving During a Renovation

by Scott Darling


Filled with wonderful character, old homes can have some characteristics that are not so loveable.  Many homebuyers purchase an old house with renovation in mind before they sign their contract. There are some elements in the aging structures, however, that should be left to restoration instead of demolition.  
 

 

  • Built-Ins  Unless there is serious damage to the pieces, leave the built-in shelving or window seating. Most built-ins are there to function in some way, and you will likely appreciate and use them once they have been restored. 
     

  • Molding and Doors Whether plaster or wooden, crown and window molding, ceiling beams, and baseboards should be revived in whatever way necessary to bring them to their former glory. Solid core doors are another item to keep and restore. 
     

  • Plaster Crumbling plaster looks awful and may be expensive to repair.  The folks at The Craftsman Blog point out the benefits of leaving and mending the plaster over installing new drywall. 
     

  • Original Windows  While energy-efficient windows are encouraged to most home remodelers, there are ways to save old wooden windows in a house and still save energy. Old House Online says getting an energy audit, insulating your attic, and weatherstripping, among other things, will make the old windows rival replacements. 
     

  • Fireplaces  Sometimes, homeowners rip out newer wall coverings and find a gleaming old fireplace hiding behind it. If you’re not interested in using it, have a professional close it in safely, and use it as a feature in the room. Otherwise, the same pro can likely bring the chimney up to code so the fireplace can be useful. 
     

  • Floors  Almost every old home has hardwood floors hiding beneath carpet, tile, or linoleum, and sometimes all three at once! They may look awful when peeling back the layers, but this type of old-growth wood cannot be found anywhere in modern times, and restoring them will be the best thing you can do for them.  

 

Other features you should consider keeping are wood siding, mosaic tile, exposed brick, porch columns, and lighting fixtures. If you see that you’d rather mix modern elements into the house, do your best to find someone who will remove the old items so they can be used by other old house renovation projects. Sell them outright, through a consignment shop, or donate to a Habitat for Humanity ReStore 

 

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: clipart

Renovations and Your Homeowners Insurance

by Scott Darling


Making the decision to renovate any room in your home comes after a lot of thought and planning, but don’t forget that changes in your home can create changes in your homeowner’s
 insurance.  Whether the renovations lower or increase the payment depends on the job, so we’re going to look at how a remodel can affect your wallet: 

 

  • Additions:  Whenever you add square footage to your home, your policy will need to be upgraded, likely increasing your premium. 
     

  • Converted Space:  Turning your garage into a home theater or creating a master suite from your attic space may not require changes to the policy if the square footage is already covered, but as replacement value has changed, you will want to increase your coverage. 
     

  • Home System Upgrades: Improving electrical and plumbing systems can lower your premiums, as upgrading them can make your home safer from incidents relating to fire and leaky pipes. 
     

  • Pools:  Installing a pool or hot tub in your backyard will add to the replacement value of your home, and you’ll need to increase liability coverage to protect yourself in case of any accidents.
     

  • Roofing:  A new roof can lower your premium, especially if you upgrade it to the latest standards of protecting your home from natural disasters. 
     

  • Security Systems:  According to Safewise, adding a home security system could lower your homeowners premium by 20%.   
     

  • Solar Panels:  You will want to talk to your insurance agent before installing solar panels to your home.  They may require a separate policy, depending on how they are mounted, which would add to your budget.  
     

  • Upgrades:  Whether you use top-quality building materials for your renovation, upgrade the finishes in your home, or install state-of-the-art appliances in the kitchen, you’ll need to change your policy to reflect the replacement value. 

 

Making changes to your home improve your quality of life in many ways, but it may come at a cost.  Protecting your investment is worth it in the end, but you want to be prepared for anything that will add to your monthly budget. Schedule a meeting with your insurance agent before beginning any major changes in your home so you won’t be surprised when your payment increases. 

 

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: coldwellbanker.com

Displaying blog entries 1-2 of 2

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